Hi Mike, I have been around the 1911 reliability horn many times before. 98-99% reliability isn't sufficient, for personal defense carry, you need to have reliability 100%. Every 1911 I have owned (owned many, even Colt Gold Cups) all were only 98% reliable using hollowpoint ammo, and that's with a lot of work polishing the ramp, quality magazines, etc.. Most of my experience with the 1911 using hardball had the 1911 eventually become 100% reliable. If I carried the 1911 for defense, I would only use hardball to ensure reliability. Any .45 ACP makes a big bleed out hole, even hardball.
Use this information as you will.
Regards,
Richard